Louisiana
car insurance guides: car insurance quotes & information
|
How
to leverage your savings in Louisiana. Get multiple
car insurance quotes from these top online sources:
1) Nationwide
Insurance
2) iNSWEB
Shop all
four to save hundreds on your policy. Don't believe
it? Try it on your existing car insurance policy!
|
|
For general information, complaints, and other car insurance information about the state of Louisiana:
Department
of Insurance, Louisiana
950 North Fifth Street
Baton Rouge, LA 70804-9214
225-343-4834
Toll free: 1-800-259-5300
Toll free:1-800-259-5301
Fax: 254-342-5900
Minimum
required insurance for the state of Louisiana:
|
Highlights
from the Louisiana Department of insurance:
State car insurance topics:
|
Liability
required? Liability limits
(in 1000's) |
PIP
Required |
No-Fault
State? |
Uninsured
Motorist coverage required? |
| Yes,
10/20/10 |
No |
No |
No |
<<< Back
to the car insurance index...
How
to read car insurance liability limits
The following information
will help you understand the table of liability limits.
First number:
bodily injury liability maximum for one person injured in
an accident
Second number: bodily injury liability maximum for
all injuries in one accident
Third number: property damage liability maximum for
one accident
What
is no-fault?
Some states have
"no-fault" laws, meaning your auto policy must pay for bodily
injury and property damages regardless of who caused the accident.
For example, it's often difficult to figure out who caused
a multi-vehicle collision. The laws were enacted to keep insurance
costs down and to expedite the claims-paying process.
No-fault laws also
say you can't sue another party unless the damages and medical
bills are above a certain amount, which varies by state.
|
